DUAL Asset was formed in 2013 by a group of likeminded, innovative professionals to pioneer changes and improve the way the traditional legal indemnity and title insurance market worked.

Since then, the team has grown substantially and includes insurance professionals, property experts and qualified solicitors to ensure we provide the best possible solutions and service to our clients. Please do not hesitate to contact one of the team below.

AXA XL

A.M. Best Rating: A+ (Stable)

About:

AXA XL is a subsidiary of global insurance and reinsurance company AXA. It is co-headquartered in Hamilton, Bermuda and Stamford, Connecticut, United States, and has more than 100 offices on 6 continents. In September 2018, AXA acquired XL Group and renamed the division AXA XL. XL Catlin Insurance Company UK Ltd (formerly Catlin Insurance Company (UK) Ltd) is still a trading company in the group and is a UK-based insurer that offers property and casualty insurance and reinsurance products, primarily in the UK and Europe.

Fidelis

A.M. Best Rating: A (excellent)

About:

Fidelis’s Bermuda-based holding company was founded by Richard Brindle, the founder of Lancashire Insurance. Fidelis raised approximately $1.5 billion, the largest insurance capital raise to date and was able to be selective when choosing the most suitable long-term investment partners. On December 4th 2015 Fidelis Underwriting Limited (UK Company) received PRA approval to underwrite in the UK. In June 2020 Fidelis Underwriting Limited (UK Company) was upgraded by A.M. Best to financial strength rating A from A-, citing “very strong underwriting results”.

RSA

Rating: Standard & Poor’s Rating: A (Stable)

About:

RSA are one of the longest standing general insurers in the world, with over 300 years’ experience in providing peace of mind to individuals and protecting small businesses and large corporations from uncertainty. In 2017 their net written premiums were £6.7 billion.

Liberty

Standard & Poor’s Rating: A (Strong)

About:

Liberty Mutual Insurance Europe SE offers specialty and commercial insurance and reinsurance products across key UK, European, Middle East, US and other international locations. Liberty provide brokers and insureds with a broad product range through both the Company and Lloyd’s markets and have over 1,700 employees in approximately 65 offices around the world.

Formed in 1998, DUAL is the world’s largest international MGA and Lloyd’s largest international coverholder. DUAL has offices in 14 countries with an annual premium income in 2018 of over £751m.

In addition to Asset, DUAL specialises in Financial Lines, Health, Treaty Insurance, Liability, Private Client, Property and M&A Insurance.

DUAL is part of Hyperion, the world’s largest majority employee-owned insurance group comprised of broking divisions Howden, RKH Specialty and RKH Reinsurance, and underwriting division DUAL.

DUAL has built a reputation as a specialist underwriting group and the market of choice for insurance intermediaries around the world. DUAL distinguishes itself by combining a global distribution platform and access to capital or markets with local knowledge and expertise.

DUAL Group Brochure

Lloyd’s is proposing to transfer certain EEA insurance policies to Lloyd’s Brussels.
The proposed transfer will not change terms and conditions of any policy, except that Lloyd’s Brussels will become the insurer and Data Controller in respect of the transferred policies.

Further information about the proposal (including whether it could affect your pre-transfer position), which policies are transferring, your rights and what you need to do can be found at lloyds.com/brexittransfer.

Meet the team

Underwriter Location
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  • Dublin
  • London
  • Manchester
  • Norwich
  • Warsaw
Sales Team Location
  • Show all
  • London
  • Midlands - England
  • South West - England

Ian Keith

Managing Director

London

Email Ian

T:+44 (0)207 337 6477 / M:+44 (0)784 657 2524

Ian Keith is an experienced legal indemnity underwriter, having been underwriting international title risks since 2006.

Ian was one of the founders of DUAL Asset and has been integral in growing the business from a start-up company in 2013 to its current position as the leading international legal indemnity provider.

Phillip Oldcorn

Executive Chairman

London

Email Phillip

T:+44 (0)207 337 8754 / M:+44 (0)779 892 2985

Phil is one of the founders and the Executive Chairman of DUAL Asset.

A solicitor, the founder and former Chief Executive Officer of First Title Insurance plc and a Senior Vice President of the First American Corporation.

Phillip has created successful legal indemnities businesses in the UK and Ireland, Central and Eastern Europe, Turkey and Western Europe. He managed First American’s Australia/New Zealand operations from Sydney for a few years in the mid 2000s.

Now that Phil has stopped playing, he watches rugby. He is also an untalented but enthusiastic junior football coach. He sings and plays guitar with his rock n roll band Upside & owns Penn Street Promotions, an independent record label with Andy Hillier.

Andrew Hillier

Executive Chairman

London

Email Andrew

T:+44 (0)207 337 8754 / M:+44 (0)7778 796 859

Andrew is a Chartered Surveyor with over 25 years’ experience in the property industry who has applied his property and business experience to a wide variety of entrepreneurial companies.

His first professional property consultancy in the golf course market has been followed by several ventures in property development, consultancy, IT and renewable energy.

In 2013 he co-founded DUAL Asset Underwriting which has rapidly become the leading global insurer for legal indemnities. His property expertise and connections bring a unique combination to this exciting insurance business. As well as being passionate about property and creating deals, Andrew enjoys golf and supporting Watford FC.

Natalie Keenan

Head of Operations

London

Email Natalie

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Natalie Keenan

Head of Operations

London

Email Natalie

Natalie Keenan is an experienced Operations Manager, having been involved in the start-up of two companies since 2008.

Natalie was one of the founding members of DUAL Asset and has played a vital role in building the business up since its start in 2013. Natalie was responsible for putting in place the systems and processes which have allowed the company to grow at a rapid rate. In 2016 Natalie joined both the management team and the Board of the company. Since then she has continued to play an important part in the growth of the business and in particular in developing the claims/IS processes and helping to drive the growth of the international business.

Mark Dennis

Head of Online Services

+44 (0)783 417 5500

Norwich

Email Mark

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Mark Dennis

Head of Online Services

Norwich

Email Mark

+44 (0)783 417 5500

Mark Dennis is an experienced insurance underwriter and industry veteran. He has led the growth of the UK legal indemnities market since the 1990s, when he launched the first online offering in the market.

Since joining DUAL, Mark has been pivotal in the launch and roll out of our My Legal Indemnity Shop online quote comparison site in England/Wales, Scotland and N Ireland as well as in developing our UK residential and commercial business.

Kelly Lines

Head of Technical Underwriting

+44 (0)7395 788 957

London

Email Kelly

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Kelly Lines

Head of Technical Underwriting

London

Email Kelly

+44 (0)7395 788 957

Kelly Lines, DUAL Asset’s Head of Technical Underwriting is a highly experienced underwriter with over 14 years’ experience.

With a proven, track record of getting complicated deals over the line with a commercial can do attitude, Kelly now oversees a team of 30 underwriters in setting underwriting strategy and ensuring all underwriting processes are adhered to.

Alongside this, Kelly also leads the US side of DUAL Asset’s product offering launching our Title to Shares/Excess Fundamental product stateside after being instrumental in developing and growing the product initially in the UK and Europe.

Kelly is ACII qualified and a Chartered Insurer and was awarded the Crawford Prize in 2013 for her completion of the ACII with the best result nationally and is a nominee for Underwriting Professional of the Year 2020 at the Women in Insurance Awards.

When not travelling in the US you will find Kelly clocking up miles on her Peloton to get in shape for the next trip!

Fergus Davey

Fergus Davey

Head of Underwriting Performance

London

Email Fergus

T:+44 (0)207 337 6492 / M:+44 (0)751 912 9141

Fergus has extensive experience underwriting real estate title, share title, legal indemnity and real estate transactional liability risk throughout the UK, Ireland, continental Europe and internationally. He has a particular interest in French and Spanish real estate and emerging markets.

Fergus is flexible and commercially minded with a strong reputation for helping clients complete transactions quickly and securely.

Kate Thorp

Manager – Inheritance & Estate Protection

T:+44 (0)207 337 8775 / M:+44 (0)7519129136

London

Email Kate

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Kate Thorp

Manager – Inheritance & Estate Protection

London

Email Kate

T:+44 (0)207 337 8775 / M:+44 (0)7519129136

Kate is an experienced commercial underwriter and manager of DAU’s executor and inheritance team.

Kate was responsible for developing a comprehensive inheritance product which includes missing beneficiary, missing will and will dispute covers amongst 13 other risks. It is the only product of its kind in the market.

Kate also specialises in insuring contentious probate issues where the distribution is being held up because of a known dispute or issue. DUAL’s policies can be an alternative to going to court and have been the solution for the aggrieved party in numerous PI claim cases, where mistakes have been made in will drafting.

Kate has 20 years’ experience in legal indemnities and her knowledge and experience in both real estate and probate matters are a great asset to the DAU team.

Kirstin Nee

Senior Underwriter - Head of Scotland and Northern Ireland

T:+44 (0)207 337 9875 / M:+44 (0)789 486 7476

London

Email Kirstin

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Kirstin Nee

Senior Underwriter - Head of Scotland and Northern Ireland

London

Email Kirstin

T:+44 (0)207 337 9875 / M:+44 (0)789 486 7476

Kirstin entered the legal indemnities market straight from Strathclyde School of Law. She has expertise underwriting across the globe and is especially well regarded for her work on high net worth commercial and residential defective title policies across the Celtic jurisdictions.

Working with DUAL from the start in Scotland whilst at Millar & Bryce, she joined the team full time in 2016. With her chatty nature and numerous CPD talks she has become the “well kent face” of legal indemnities in Scotland and Northern Ireland.

Wesley Timothy

Senior Underwriter

+44 (0)161 457 1299

Manchester

Email Wesley

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Wesley Timothy

Senior Underwriter

Manchester

Email Wesley

+44 (0)161 457 1299

Wesley began underwriting legal indemnity products in February 2007; having originated from the water and drainage industry Wes has a keen interest in sewers and water pipes!

Being highly technical Wes works with many leading property professionals to support our underwriting and claims handling.

In addition to underwriting restrictive covenants, easement discrepancies, mineral reservations, planning matters and possessory problems (to name a few!), Wes has also set up scheme style products to enable conveyancers, their clients and funders to transact swiftly and smoothly.

Massimo Ruscio

Senior Underwriter - EU

London

Email Massimo

T:+44 (0)207 337 8791 / M:+44 (0)797 221 1571

After his Laurea Specialistica in Giurisprudenza in Trieste, Massimo worked as trainee lawyer and assistant at the European Parliament in a fully German speaking office.

 In 2012 he started his career in Insurance, working in a leading broker firm in Milan, where he gained a solid experience in managing the insurance portfolio of public entities, utilities, power and energy companies as well as fulfilling various business development activities.

 Massimo joined DUAL in June 2017, he is responsible for the Italian market and specializes in continental Europe risks, with a focus on CEE and Germany.

 With his legal and insurance experience, together with his languages skills, he is a huge asset to the DUAL team and their clients.

Adam Keith

Senior Underwriter - UK

London

Email Adam

T:+44 (0)207 337 8778 / M:+44 (0)751 912 9127

Adam studied law at Durham University before entering the legal indemnity market in 2011 and joining DUAL in 2018. Adam has underwritten policies throughout Europe, but is now focused on the UK market.

Adam specialises in large complex transactions, portfolios and risks with a proven track record of finding solutions to problems where others cannot. In his spare time he, remarkably (given his fitness levels), still plays rugby for Old Streetonians.

Chris Hammond

Chris Hammond

Senior Underwriter - AUS/NZ

London

Email Chris

T:+44 (0)20 3808 2463 / M:+44 (0)7717 787 411

Chris is an Australian qualified solicitor who was admitted to the Supreme Court of Victoria, Australia in 2012. Following admission, Chris worked in the Real Estate team at Hall & Wilcox Lawyers in Melbourne until July 2018. Chris has acted for fund managers, listed and unlisted REITs, superannuation funds, utility companies and private and public investors and developers. Chris’ key areas of practice included property due diligence, sales and acquisitions, commercial and retail leasing, development agreements and construction contracts.

Chris joined DUAL Asset in October 2018 after relocating to London. His experience practising as a solicitor for over 6 years and advising clients in relation to a broad range of risks underwritten by DUAL will assist Chris in quickly becoming an independent and pragmatic underwriter.

Ian Mellor

Ian Mellor

Head of Office

Norwich

Email Ian

+44 (0)7936 358 837

Ian joined DUAL Asset in 2019 and leads our team of underwriters in Norwich as Head of Office.

Ian has over ten years’ experience working in the real estate and insurance sectors, having been a transactional property lawyer at Mills & Reeve LLP for five years before joining Aviva.

Whilst at Aviva, Ian was a senior lawyer with Aviva Investors Real Estate Finance, one of the UK’s leading providers of commercial financing, where he worked closely with borrower solicitors when taking security.

Ian then joined the UK Insurance legal team where he supported a variety of material activities, with a particular focus on the distribution of insurance products through intermediaries and strategic partners.

In his spare time Ian enjoys motorsport and plays guitar, and is studying for an Executive MBA at Cranfield University.

Paul McGennis

Title & Legal Indemnity Manager - Ireland

T:+353 (0)1697 1169 / M:+353 (0)86 243 8279

Dublin

Email Paul

More about Paul

Paul McGennis

Title & Legal Indemnity Manager - Ireland

Dublin

Email Paul

T:+353 (0)1697 1169 / M:+353 (0)86 243 8279

Paul brings a wealth of experience to DUAL Asset Underwriting’s Title and Legal Indemnity offering with a particular focus on Ireland. Paul has over 30 years’ experience as a lawyer in Ireland, advising Property Investors, Developers and Financial Institutions in the Irish Market. His strong understanding of the legal environment surrounding the Real Estate and Property Financing sectors add invaluable insights into the delivery of DUAL Asset Underwriting’s title to share and real estate offerings.

Paul is admitted as a solicitor in Ireland, England and Wales and is recommended by Chambers and Partners: –

“Paul McGennis has expertise across a range of issues and is regarded as a talented, experienced practitioner”.

Emilia Binder

Title Insurance Officer – CEE & SEE

+48 883 307 585

Warsaw

Email Emilia

More about Emilia

Emilia Binder

Title Insurance Officer – CEE & SEE

Warsaw

Email Emilia

+48 883 307 585

Emilia is a qualified legal advisor with over 10 years’ experience on the Polish market. She specializes in real estate and construction law, with a main focus on spatial development, building and re-privatization law.

Emilia has provided international investors and developers with on-going legal assistance in relation to building law issues and assisted and consulted on acquisition and transfer of real estate. She has represented clients in proceedings concerning construction, zoning, heritage and environmental protection, including numerous successful cases before the Supreme Administrative Court. She has advised on regulating the legal status of the properties, being involved in many cases regarding re-privatization and statutory impropriation of state legal entities.

Prior to joining DUAL, she worked at the Warsaw offices of Beiten Burkhard and Wolf Theiss, leading law firms in Germany, Central, Eastern and South-Eastern Europe. Emilia studied law and applied linguistics at the University of Warsaw and at the University of Tübingen, Germany. She has also completed a secondment at ThyssenKrupp AG in Essen, Germany. Emilia is admitted to the Polish Bar and is fluent in English, German and Polish.

Jessica Ollerhead

Jessica Ollerhead

Commercial Underwriter

London

Email Jessica

T:+44 (0)207 456 8045 / M:+44 (0)7519 129 166

Jessica studied LLB Law before continuing her studies in Legal Practice at the University of Westminster.

She started her career in insurance in 2016, with a particular focus on commercial UK real estate and is primarily responsible for DUAL Asset’s right of light product.

Josh Astbury-Dennis

Commercial Underwriter

+44 (0)203 435 6284

Norwich

Email Josh

More about Josh

Josh Astbury-Dennis

Commercial Underwriter

Norwich

Email Josh

+44 (0)203 435 6284

Josh joined DUAL Asset Underwriting in July 2015 with 12 months experience as a junior underwriter. Since then, he has demonstrated his technical ability and commercial awareness and become a fully independent and motivated commercial underwriter.

Josh is experienced in dealing with both residential and commercial title risks allowing him to consider a wide range of real estate issues, and enabling him to find insurance solutions in a flexible and efficient manner.

Sarah Collins

Commercial Underwriter

+44 (0)203 808 5677

Norwich

Email Sarah

More about Sarah

Sarah Collins

Commercial Underwriter

Norwich

Email Sarah

+44 (0)203 808 5677

Sarah is an experienced legal indemnity underwriter having being involved in the legal indemnity market since 1988. Her experience means she is able to deal with both residential and commercial risk types from the straightforward to the complex multi-million pound commercial development risks.

Sarah’s experience also extends to probate risks and she is able to make commercial decisions given her breadth of knowledge.

Hannah French

Commercial Underwriter

+44 (0)203 818 0767

Norwich

Email Hannah

More about Hannah

Hannah French

Commercial Underwriter

Norwich

Email Hannah

+44 (0)203 818 0767

Hannah has worked in the Legal Indemnities industry since 2000, after graduating from university with a history degree. She initially became an underwriter specialising in environmental and building regulation/planning risks but soon progressed to underwriting all residential and commercial risks. During her underwriting career I have also worked with Indemnity claims, training, developing and mentoring underwriters.

Hannah has detailed knowledge of underwriting all title risks throughout England and Wales, including restrictive covenants, third party rights and leasehold defects. She specialises in dealing with multi risk, complex title risks for development and commercial sites but I also have experience and knowledge of probate risks.

Outside of work Hannah love’s spending time with her family and her hobbies include reading and music.

Caroline Gosney

Commercial Underwriter

+44 (0)203 435 6288

Norwich

Email Caroline

More about Caroline

Caroline Gosney

Commercial Underwriter

Norwich

Email Caroline

+44 (0)203 435 6288

Caroline started her career in the legal indemnity market in 2004 and has worked at DUAL Asset since July 2016.

Caroline’s experience extends to UK Real Estate development transactions where she has a wide knowledge of title issues, including but not limited to adverse possession, restrictive covenants, access and services.

In her spare time Caroline is renovating a 300 year old cottage by the Norfolk Broads turning it into her dream home for her and her family.

Sarah Gateaud-Manase

Underwriter

Dublin

Email Sarah

T:+353 (1) 903 8204 / M:+353 (0) 868 210 404

Sarah studied an LLB at undergraduate and continued on to study law at postgraduate level, giving her an LLM. Her knowledge in UK law has enabled her to have firm analytical skills which are ideal for spotting risks and claims in legal indemnities.

Sarah started her career in DUAL Asset Underwriting in 2017, having worked in a conveyancing and probate solicitors. Her understanding of the UK residential, commercial and probate sector conjoins with DUAL Asset Underwritings area of focus.

As a bilingual French native Sarah assists DUAL’s growing French market, whilst working alongside lawyers and brokers. Sarah is one of the key members setting up the DUAL Charity Committee, whose focus is to promote development globally in line with the success of DUAL.

Vicky Bailey

Vicky Bailey

Underwriter

Norwich

Email Vicky

+44 (0)203 808 6031

Vicky started her legal indemnities career as an underwriter in 2001, progressing through the industry until 2008 when she took time out to raise a family.

She returned to the market in 2013, dealing with a wide range of bespoke, commercial development, and residential risks and probate, joining DUAL Asset in 2019.

Outside of work, Vicky is a passionate runner competing in races throughout Norfolk.

Clare Bisset

Clare Bisset

Underwriter

Norwich

Email Clare

+44 (0)203 808 8907

Clare first started underwriting in 2003 and has worked for various legal indemnity providers around Norwich over the years. She deals with a wide range of bespoke, commercial and residential risks with experience in probate and rights to light.

Clare’s home life is a busy one with two young children, a dog and house renovations and is never one to shy away from a challenge!

Terri Hatton

Terri Hatton

Underwriter

Norwich

Email Terri

+44 (0)203 872 6591

Terri joined DUAL Asset in early 2018 after having moved away from legal indemnities for a few years to build skills in the finance sector as a PA. When the opportunity arose to revert back to underwriting she welcomed it with open arms.

Having spent the last couple of years focusing on expanding her knowledge of legal indemnity risks, Terri has decided to broaden her horizons and begin studying for the certificate in insurance exam with the hope this will improve her underwriting understanding and ability.

In her spare time Terri is mostly focused on looking after her daughter and son. However, she will happily accept an invitation to a pub when the opportunity arises!

Sophie Hawkins

Sophie Hawkins

Underwriter

Norwich

Email Sophie

+44 (0)203 808 8890

Sophie has worked in various areas of insurance, including pensions, annuities and commercial finance, where she was first introduced to underwriting.

She began underwriting for Legal Indemnities in 2014 where she gained experience in bespoke matters including residential, commercial and probate, whilst at the same time obtaining her Cert CII qualification.

Samantha Hunter

Samantha Hunter

Underwriter

Norwich

Email Samantha

+44 (0)203 808 2478

After spending many years as a residential conveyancer in the North West Samantha moved back to her home town and decided to join the world of underwriting in 2016.

Samantha joined DUAL Asset Underwriting in November 2016 with her previous experience in conveyancing giving her not only an in-depth knowledge of title risks but also she has been where the conveyancer is and knows your issues and requirements.

With a keen focus on flexibility and customer service, Samantha is able to deal with a wide range of title risks including residential, commercial and development as wells as probate. She also has a keen focus on promoting DUAL Assets online comparison site.

Gemma Gould

Gemma Gould

Underwriter

Norwich

Email Gemma

+44 (0)203 435 6287

During her 2 years at DUAL, Gemma has dealt with a large number of high value complex commercial risks, also managing key client accounts to ensure customers expectations are met. In addition to this she has recently begun studying towards her CII qualification. Gemma continues to be a valuable asset to the team.

Tanya Tayler

Tanya Tayler

Underwriter

Norwich

Email Tanya

+44 (0)203 435 6286

Tanya began her career as an underwriter in 2009 and has a flexible approach to underwriting. Tanya is able to deal with a wide range of title risks including residential, commercial and developments for properties/sites in England and Wales, Scotland and Northern Ireland.

Tom Walker

Tom Walker

Underwriter

Norwich

Email Tom

+44 (0)203 435 6262

Tom started his career in underwriting in June 2014 before joining us at DUAL in July 2016.

Tom has a flexible approach to underwriting and is able to deal with a wide range of title risks, in particular risks associated with residential Property, commercial/development and some European property risks.

Kerriann Dixon

Kerriann Dixon

Underwriter

London

Email Kerriann

+44 (0)7923 231223

Kerriann joined the London office as an M&A and Title to Shares underwriter in 2020.

Prior to joining DUAL Asset, Kerriann had 6 years corporate experience, dealing with share and asset acquisitions and disposals, corporate finance, group restructuring and demergers, share buybacks and corporate governance.

In her spare time she enjoys singing and song writing!

Edward Birrell

Edward Birrell

Underwriter

London

Email Edward

+44 (0)20 3808 5624

Edward started his career in underwriting in 2017 and has worked in a wide range of Commercial Risks in England and Wales, specialising in restrictive covenants, mines and minerals and lack of easement policies.

Edward holds a Business Management degree from Newcastle University and this has helped him to develop strong financial and analytical abilities, as well as key commercial awareness skills.

After graduating, Edward spent four months in Canada as a ski instructor, however returned to London to begin a career in insurance. Outside of work he has a passion for rugby, skiing and golf.

Naomi Hare

Naomi Hare

Head of Claims

Norwich

Email Naomi

+44 (0)7936 370 787

Naomi has 13 years’ experience in the legal indemnities market and has underwritten a broad range of both residential and commercial risks, as well as missing beneficiary, rights to light, and other bespoke risks.

Naomi also has extensive claims handling experience, having been involved in a number of cases which have gone to mediation, trial and the Financial Ombudsman.

Megan Eustace

Assistant Underwriter

+44 (0)203 808 2592

London

Email Megan

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Megan Eustace

Assistant Underwriter

London

Email Megan

+44 (0)203 808 2592

Megan joined DUAL Asset in September 2018 and works within our commercial and residential real estate teams, as well as assisting with Rights of Light and the Aviation product.

She graduated from the University of East Anglia with a 2:1 in Law and European Legal Systems, which included a year studying European and International Law at Leiden University in the Netherlands.

In her spare time, Megan enjoys playing and watching sport, in particular football and cricket. Outside of sports, she enjoys travelling and hopes to continue visiting more countries in the future.

Lola Colburn

Assistant Underwriter

London

Email Lola

T:+44 (0)20 3808 2454 / M:+44 (0)7761 516 634

Lola joined DUAL Asset in November 2019 after studying Law LLB where she obtained a First Class Honours.

Throughout her time at University, she was involved in the Legal Advice Clinic giving her an insight into a wide variety of legal issues surrounding Housing Law. This was further developed by various legal placements within this sector, allowing her to put legal theory into relevant practice.

Lola has joined DUAL Asset as an assistant underwriter in the executor and inheritance team.

Jenna Culpin

Assistant Underwriter

+44 (0)203 318 6215

Norwich

Email Jenna

More about Jenna

Jenna Culpin

Assistant Underwriter

Norwich

Email Jenna

+44 (0)203 318 6215

Jenna joined DUAL Asset in September 2019 after studying Law (LLB) at the University of East Anglia.  Throughout her time at University, she partook in a wide variety of legal work experience within the property sector giving her an insight into a range of title indemnity issues.

Since joining the team Jenna has dealt with a range of title risks, both residential and commercial. She has been involved in creating bespoke policies including policies covering property developments.

 

 

Lizzie Newlove

Assistant Underwriter

+44 (0)203 318 6220

Norwich

Email Lizzie

More about Lizzie

Lizzie Newlove

Assistant Underwriter

Norwich

Email Lizzie

+44 (0)203 318 6220

Lizzie started her career in commercial finance at Aviva where she worked for over 8 years in the legal team. Initially starting out as a legal administrator before progressing to a legal advisor role assisting with large scale commercial finance completions.

In 2013 her husband was offered a relocation opportunity to Houston, Texas where they lived for three years. During this time she worked in the energy sector as a personal assistant to the CEO. Upon returning to the UK she progressed in the energy sector working for a renewable energy company on both residential and commercial installations.

She was hired by DUAL in June 2019 as an Assistant Underwriter for Residential Risks.

Emelia Panah

Assistant Underwriter

+44 (0) 203 808 3087

Norwich

Email Emelia

More about Emelia

Emelia Panah

Assistant Underwriter

Norwich

Email Emelia

+44 (0) 203 808 3087

Emelia is an LLB graduate at the University of East Anglia where she took part in a variety of activities to understand the legal processes with a focus on Conveyancing law.

Following that, Emelia worked as a specifications manager for a large manufacturing firm to better her understanding of residential and new build developments and gained legal and real-time knowledge of the insurance sector.

Emelia joined the DUAL Asset team in March 2020 as an assistant underwriter.

Michael Wright

Business Development Consultant

+44 (0)7843 360011

London

Email Michael

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Michael Wright

Business Development Consultant

London

Email Michael

+44 (0)7843 360011

Mike enjoyed a 34 year career in Building Societies and Banks holding senior regional and head office positions. His main areas of specialism were in commercial debt restructuring and recoveries and in growing intermediary business in retail banking.

Mike then had 8 highly successful years as Business Development Director with First Title Insurance plc where he was responsible for several of their largest commercial deals.

Mike joined DUAL Asset shortly after the business was established, but retired for family circumstances after 2 successful years. He has now resumed his career with DUAL Asset in a business development role along with responsibilities for training.

Trevor Barnett

Business Development Executive

+44 (0)783 417 8982

South West - England

Email Trevor

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Trevor Barnett

Business Development Executive

South West - England

Email Trevor

+44 (0)783 417 8982

Trevor joined DUAL Asset in November 2015 having entered the legal indemnity sector with First Title four years earlier. He previously enjoyed a 27 year career in residential mortgage lending holding a number of senior positions.

Trevor is an experienced Business Development Executive with a proven track record of winning new clients and maintaining existing relationships.

Trevor works closely with property lawyers, conveyancers and regional brokers across a variety of residential and commercial real estate transactions, promoting our legal indemnity solutions. Trevor was prominent in helping DUAL Asset win The Supplier of the Year Award at the 2019 ESTAS Conveyancer Awards.

Outside of work Trevor is an avid Crystal Palace supporter, horse racing enthusiast and fund raiser for a Manchester based children’s charity Destination Florida.

Chris Dowling

Business Development Executive

+44 7843 370 291

Midlands - England

Email Chris

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Chris Dowling

Business Development Executive

Midlands - England

Email Chris

+44 7843 370 291

Chris enjoyed 19 years with a major UK High Street Bank holding managerial positions.

Not long after this Bank was ‘acquired’ and being disillusioned with its direction, Chris had 8 successful years Self Employed as a whole of market Mortgage Broker; 4 years before and 4 years after the Financial crisis in 2008.

Chris was attracted to the values-based approach and the de-centralised model adopted by a Scandinavian Bank having 7 highly successful years contributing to the start-up of a branch in his home town.

Chris joined DUAL Asset in 2018 in a Business Development role in the Midlands and is also responsible for key relationships in this region.

Kate Rutherford

Kate Rutherford

Marketing Manager

London

Email Kate

+44 (0)20 7648 7290

Judith Cullum

Office Manager & Underwriting Assistant

+44 (0)203 780 1084

Norwich

Email Judith

More about Judith

Judith Cullum

Office Manager & Underwriting Assistant

Norwich

Email Judith

+44 (0)203 780 1084

Judith (known as Jude) started her career within the Legal Indemnity market as an Administrator at Countrywide Legal Indemnities in 2000. Jude progressed to Administration Manager and managed a number of administration staff and was part of the Management Team.

Jude joined DUAL Asset Underwriting in October 2016 gaining the position of Underwriting Assistant and was promoted to Norwich Office Manager in September 2017. Jude is involved in a number of tasks including policy issuing, policy amendments and account work and making sure that the office is running smoothly.

Jude has a wealth of experience within administration and is conscientious, loyal and committed. Her focus is delivering excellent customer service with a proven track record of delivering under pressure.

Carolyn Gibson

Underwriting Assistant

+44 (0)739 578 9030

London

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Carolyn Gibson

Underwriting Assistant

London

Email Carolyn

+44 (0)739 578 9030

Carolyn joined DUAL Asset in January 2015 as an Administrator. Her role and knowledge of the business has grown with the company and although she is still involved in administrative duties, she is also an Underwriting Assistant.

Jaque Bortolini

Underwriting Assistant

+44 (0) 207 133 1317

London

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Jaque Bortolini

Underwriting Assistant

London

Email Jaque

+44 (0) 207 133 1317

Jaque joined DUAL Asset in August 2020 with 8 years experience working in residential property insurance.

Jaque was born in Brazil and spent many years working in the fashion industry in Rio de Janeiro before moving to London. She has an accountancy degree and a MBA in retail and services.

Jaque is very outgoing and loves spending time with friends. In her spare time she has a passion for photography and fashion!

Julie Thurston

Underwriting Assistant

+44 (0)160 351 0599

Norwich

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Julie Thurston

Underwriting Assistant

Norwich

Email Julie

+44 (0)160 351 0599

Julie started her career within Legal Indemnities as an Underwriter. Julie decided she wanted to gain experience in another area and moved within the Administration Team in 2001 until 2007 before leaving to have a family.

Julie began working in 2009 within an Accounts Team before starting at DUAL Asset Underwriting in February 2017. Julie has extensive administration knowledge within the Legal Indemnities environment and accounts.

Tim Lewis

Underwriting Assistant

+44 (0)203 808 2562

London

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Tim Lewis

Underwriting Assistant

London

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+44 (0)203 808 2562

Tim studied economics and graduated with a Diploma in International studies, spending time abroad working in France as a language assistant. He then set up a maths tutoring business alongside pursuing a career in golf, gaining significant experience playing at an elite amateur level.

With a mathematical background and drawing on experience gained from running his own maths business, he is excited to bring his potential to the team and begin his career at DUAL Asset as an Underwriting Assistant.

Grace Hedgecock

Executive Assistant

+44 (0)207 337 8754

London

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Grace Hedgecock

Executive Assistant

London

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+44 (0)207 337 8754

Grace began her career in insurance with DUAL Corporate Risks in 2011. Grace very quickly progressed through various PA positions working with the global board including the CEO.

Identified for her organisational and interpersonal skills Grace was hired by DUAL Asset in 2016 to be PA to Phil Oldcorn while also working as an underwriting assistant to the wider team. Grace mainly deals with client events, diary management, travel and drafting and issuing policies.

Melanie Charlton

Melanie Charlton

Executive Assistant

London

Email Melanie

+44 (0)785 596 0964

Melanie is an experienced Executive Assistant With over 10 years experience in assisting directors with organising diaries, travel, expenses and managing offices. Her background lies with Event Planning and Management.

Previously Melanie implemented the first UK Government Grant Scheme in the Renewable Energy Sector.

Melanie brings to DUAL extensive organisational skills, team support and dedication.

Ezara Hillier

Executive Assistant

London

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Ezara Hillier

Executive Assistant

London

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