About

Ian Keith is an experienced legal indemnity underwriter, having been underwriting international title risks since 2006.

Ian was one of the founders of DUAL Asset and has been integral in growing the business from a start-up company in 2013 to its current position as the leading international legal indemnity provider.

Phil is one of the founders and the Executive Chairman of DUAL Asset.

A solicitor, the founder and former Chief Executive Officer of First Title Insurance plc and a Senior Vice President of the First American Corporation.

Phillip has created successful legal indemnities businesses in the UK and Ireland, Central and Eastern Europe, Turkey and Western Europe. He managed First American’s Australia/New Zealand operations from Sydney for a few years in the mid 2000s.

Now that Phil has stopped playing, he watches rugby. He is also an untalented but enthusiastic junior football coach. He sings and plays guitar with his rock n roll band Upside & owns Penn Street Promotions, an independent record label with Andy Hillier.

Andrew is a Chartered Surveyor with over 25 years’ experience in the property industry who has applied his property and business experience to a wide variety of entrepreneurial companies.

His first professional property consultancy in the golf course market has been followed by several ventures in property development, consultancy, IT and renewable energy.

In 2013 he co-founded DUAL Asset Underwriting which has rapidly become the leading global insurer for legal indemnities. His property expertise and connections bring a unique combination to this exciting insurance business. As well as being passionate about property and creating deals, Andrew enjoys golf and supporting Watford FC.

Natalie Keenan is an experienced Operations Manager, having been involved in the start-up of two companies since 2008.

Natalie was one of the founding members of DUAL Asset and has played a vital role in building the business up since its start in 2013. Natalie was responsible for putting in place the systems and processes which have allowed the company to grow at a rapid rate. In 2016 Natalie joined both the management team and the Board of the company. Since then she has continued to play an important part in the growth of the business and in particular in developing the claims/IS processes and helping to drive the growth of the international business.

Kelly Lines, DUAL Asset’s Head of Technical Underwriting is a highly experienced underwriter with over 14 years’ experience.

With a proven, track record of getting complicated deals over the line with a commercial can do attitude, Kelly now oversees a team of 30 underwriters in setting underwriting strategy and ensuring all underwriting processes are adhered to.

Alongside this, Kelly also leads the US side of DUAL Asset’s product offering launching our Title to Shares/Excess Fundamental product stateside after being instrumental in developing and growing the product initially in the UK and Europe.

Kelly is ACII qualified and a Chartered Insurer and was awarded the Crawford Prize in 2013 for her completion of the ACII with the best result nationally and is a nominee for Underwriting Professional of the Year 2020 at the Women in Insurance Awards.

When not travelling in the US you will find Kelly clocking up miles on her Peloton to get in shape for the next trip!

Fergus has extensive experience underwriting real estate title, share title, legal indemnity and real estate transactional liability risk throughout the UK, Ireland, continental Europe and internationally. He has a particular interest in French and Spanish real estate and emerging markets.

Fergus is flexible and commercially minded with a strong reputation for helping clients complete transactions quickly and securely.

Kate is an experienced commercial underwriter and manager of DAU’s executor and inheritance team.

Kate was responsible for developing a comprehensive inheritance product which includes missing beneficiary, missing will and will dispute covers amongst 13 other risks. It is the only product of its kind in the market.

Kate also specialises in insuring contentious probate issues where the distribution is being held up because of a known dispute or issue. DUAL’s policies can be an alternative to going to court and have been the solution for the aggrieved party in numerous PI claim cases, where mistakes have been made in will drafting.

Kate has 20 years’ experience in legal indemnities and her knowledge and experience in both real estate and probate matters are a great asset to the DAU team.

Kirstin entered the legal indemnities market straight from Strathclyde School of Law. She has expertise underwriting across the globe and is especially well regarded for her work on high net worth commercial and residential defective title policies across the Celtic jurisdictions.

Working with DUAL from the start in Scotland whilst at Millar & Bryce, she joined the team full time in 2016. With her chatty nature and numerous CPD talks she has become the “well kent face” of legal indemnities in Scotland and Northern Ireland.

After his Laurea Specialistica in Giurisprudenza in Trieste, Massimo worked as trainee lawyer and assistant at the European Parliament in a fully German speaking office.

 In 2012 he started his career in Insurance, working in a leading broker firm in Milan, where he gained a solid experience in managing the insurance portfolio of public entities, utilities, power and energy companies as well as fulfilling various business development activities.

 Massimo joined DUAL in June 2017, he is responsible for the Italian market and specializes in continental Europe risks, with a focus on CEE and Germany.

 With his legal and insurance experience, together with his languages skills, he is a huge asset to the DUAL team and their clients.

Adam studied law at Durham University before entering the legal indemnity market in 2011 and joining DUAL in 2018. Adam has underwritten policies throughout Europe, but is now focused on the UK market.

Adam specialises in large complex transactions, portfolios and risks with a proven track record of finding solutions to problems where others cannot. In his spare time he, remarkably (given his fitness levels), still plays rugby for Old Streetonians.

Chris is an Australian qualified solicitor who was admitted to the Supreme Court of Victoria, Australia in 2012. Following admission, Chris worked in the Real Estate team at Hall & Wilcox Lawyers in Melbourne until July 2018. Chris has acted for fund managers, listed and unlisted REITs, superannuation funds, utility companies and private and public investors and developers. Chris’ key areas of practice included property due diligence, sales and acquisitions, commercial and retail leasing, development agreements and construction contracts.

Chris joined DUAL Asset in October 2018 after relocating to London. His experience practising as a solicitor for over 6 years and advising clients in relation to a broad range of risks underwritten by DUAL will assist Chris in quickly becoming an independent and pragmatic underwriter.

Jessica studied LLB Law before continuing her studies in Legal Practice at the University of Westminster.

She started her career in insurance in 2016, with a particular focus on commercial UK real estate and is primarily responsible for DUAL Asset’s right of light product.

Kerriann joined the London office as an M&A and Title to Shares underwriter in 2020.

Prior to joining DUAL Asset, Kerriann had 6 years corporate experience, dealing with share and asset acquisitions and disposals, corporate finance, group restructuring and demergers, share buybacks and corporate governance.

In her spare time she enjoys singing and song writing!

Edward started his career in underwriting in 2017 and has worked in a wide range of Commercial Risks in England and Wales, specialising in restrictive covenants, mines and minerals and lack of easement policies.

Edward holds a Business Management degree from Newcastle University and this has helped him to develop strong financial and analytical abilities, as well as key commercial awareness skills.

After graduating, Edward spent four months in Canada as a ski instructor, however returned to London to begin a career in insurance. Outside of work he has a passion for rugby, skiing and golf.

Megan joined DUAL Asset in September 2018 and works within our commercial and residential real estate teams, as well as assisting with Rights of Light and the Aviation product.

She graduated from the University of East Anglia with a 2:1 in Law and European Legal Systems, which included a year studying European and International Law at Leiden University in the Netherlands.

In her spare time, Megan enjoys playing and watching sport, in particular football and cricket. Outside of sports, she enjoys travelling and hopes to continue visiting more countries in the future.

Lola joined DUAL Asset in November 2019 after studying Law LLB where she obtained a First Class Honours.

Throughout her time at University, she was involved in the Legal Advice Clinic giving her an insight into a wide variety of legal issues surrounding Housing Law. This was further developed by various legal placements within this sector, allowing her to put legal theory into relevant practice.

Lola has joined DUAL Asset as an assistant underwriter in the executor and inheritance team.

Carolyn joined DUAL Asset in January 2015 as an Administrator. Her role and knowledge of the business has grown with the company and although she is still involved in administrative duties, she is also an Underwriting Assistant.

Jaque joined DUAL Asset in August 2020 with 8 years experience working in residential property insurance.

Jaque was born in Brazil and spent many years working in the fashion industry in Rio de Janeiro before moving to London. She has an accountancy degree and a MBA in retail and services.

Jaque is very outgoing and loves spending time with friends. In her spare time she has a passion for photography and fashion!

Tim studied economics and graduated with a Diploma in International studies, spending time abroad working in France as a language assistant. He then set up a maths tutoring business alongside pursuing a career in golf, gaining significant experience playing at an elite amateur level.

With a mathematical background and drawing on experience gained from running his own maths business, he is excited to bring his potential to the team and begin his career at DUAL Asset as an Underwriting Assistant.

Grace began her career in insurance with DUAL Corporate Risks in 2011. Grace very quickly progressed through various PA positions working with the global board including the CEO.

Identified for her organisational and interpersonal skills Grace was hired by DUAL Asset in 2016 to be PA to Phil Oldcorn while also working as an underwriting assistant to the wider team. Grace mainly deals with client events, diary management, travel and drafting and issuing policies.

Melanie is an experienced Executive Assistant With over 10 years experience in assisting directors with organising diaries, travel, expenses and managing offices. Her background lies with Event Planning and Management.

Previously Melanie implemented the first UK Government Grant Scheme in the Renewable Energy Sector.

Melanie brings to DUAL extensive organisational skills, team support and dedication.