Comprehensive Cover
Cover where there are no specific concerns, but protects against future unknowns. This policy provides peace of mind for all involved in the distribution of the estate.
Find out moreClaims Case Study - Probate Comprehensive Policy
A Claim by a Charity who Held the Original Will
A Comprehensive policy was issued to protect the estate of a man who had died seemingly without a will. His estate was over £500,000 and was distributed between his children. He had divorced his wife several years before his death and appeared to have lost contact with his family. The divorce, it turns out, had been acrimonious.
Unbeknown to the family and his solicitor, the deceased had been active in a charity since his divorce. Shortly after his estate was distributed between his children, the charity came forward with his original will. The deceased had left the will with them for safekeeping.
The will left a substantial sum to the charity, who were now exerting their right to the money.
Fortunately, with the Comprehensive policy in place, the charity was paid out, protecting the inheritance already received by the children and also the solicitor who had distributed the estate.
It is always important to look at the deceased’s activities and personal circumstances prior to their death. Particularly with regards to any active involvement with charities and whether they were close to the family who are inheriting on an intestacy basis.
