Residential Legal Indemnity & Title Insurance
Ensuring quick and secure transfers of residential real estate
Legal risks identified during the due diligence of a property sale can delay transactions from progressing and cause frustration for all parties involved.
DUAL Asset can provide insurance solutions for both known and unknown risks associated with property title use and ownership. This protects the insured and their lender from loss and allows the transaction to continue quickly whilst providing peace of mind.
Specific risk insurance - Unlocking barriers with ease
Specific risk policies insure red flag issues identified during the due diligence process that need to be removed/mitigated. This means the property sale can continue quickly and without delays, with the buyer protected against future issues or financial losses that may arise from this identified risk.
Some of the most common risks covered include:
- Restrictive convents
- Lack of easements/servitudes
- Chancel repair
- Lack of local authority consent
- Mines and minerals under the land being excepted
All risk insurance - Complete peace of mind against future unknowns
All risk policies provide cover where there is no specific defect, but the cover is required against a number of unknown risks. This is commonly used where the seller has little information regarding the property or to protect against risks that may go undetected. This product is designed to help provide the insured with complete peace of mind.
Examples of insured events include:
- Boundary disputes
- Seller misrepresentation
- Documents that were not registered against the title or otherwise undiscoverable
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